Small Business

For small businesses

Start, run and grow with ease

We provide the most-used cloud accounting and payroll products for small businesses in Europe.

"The software helps me to make the right financial decisions"

See how we help small businesses around Europe

Empowering entrepreneurs across Europe

Automation built for small
businesses

Our products are designed for entrepreneurs to take care of their core business – not repetitive administrative tasks.

Ecosystems of software, apps, and professionals

Our connected software, integrated apps, and network of accountants save you time and effort.

Simplified solutions to get businesses running

Our software and network provide help from startup to acceleration and growth.

Our small business products by the numbers

1.2M

customers in Europe

€663M

annual repetitive revenue (ARR)

31%

ARR growth

+43

average pNPS on Visma SMB products

Cloud accounting and payroll that works for small businesses

Invoicing

Invoicing

Create and send invoices with a few clicks. Get access to a full overview of payment status.

Send invoices easily

Get paid faster

Forecast your income

Expenses

Expenses

Submit receipts with easy-to-use mobile apps, which automatically register the necessary information for approval.

Submit receipts quickly

Manage your expenses

Approve on the go

Accounting

Accounting

Make sure your entries and VAT payments are done on time. Choose your accountancy from a wide network of partners.

Automate your processes

Gain peace of mind

Collaborate with trusted advisors

Cash flow

Cash flow

Stay up-to-date on how money flows in and out. Look further ahead and keep track of your finances.

Keep track of incoming and outgoing invoices

Follow up on outstanding invoices automatically

Make more informed decisions

Payroll

Payroll

Make sure payday is a good day. Everything is in place to make payroll easy for you and your employees.

Pay your employees and yourself

Automate payroll routines

Improve the employee experience

Small business ERP

Small business ERP

Optimise the day-to-day of your business and inventories. Organise around customers to sell, invoice, and manage your work and products.

Align with your projects

Manage your work and customer relations

Stay on top of inventory

Automation for
entrepreneurs

Smart banking

Our bank connections make your payments faster and financial overview better.

Credit scoring

When you sell your products or services, you’ll get a full overview of your customers' paying behaviour.

Financing and payments

We deliver services that are seamlessly connected to your selling and invoicing process, making the money flow faster.

Greater efficiency

With smart processes, we improve efficiency in your daily routines and take time-consuming manual tasks off your plate.

Customer success stories

A diverse group of entrepreneurs use our software to run their businesses. By using our market-leading products, they can manage operations with ease and grow with confidence.

We are less busy with our administration and have more time with the things we love.

Bert Evens, Manager at Groep Arthur

It has been crucial that the accounting program does most of the work automatically.

Dennis Forchhammer, Managing Partner at Happy Helper

You can easily drill down to the invoice level to get information about the accounting figures.

Anne Aaltola, Contract Manager at Sijoitusasunnot.com

At the touch of a button, we get an overview of what's happening in our business.

Magnus Kvalheim, Architect at Vardehaugen Arkitektkontor

1

Local market-
leading products

Norway
Sweden
Finland
Denmark
Netherlands
Belgium
Spain
Latvia
Romania
Poland
Estonia
Austria
Portugal

A complete, cloud-based software that includes all you need for accounting, payroll and projects.

81k+

customers

300k+

users

A modern accounting and payroll software that seamlessly connects entrepreneurs and accountants.

55k+

customers

140k+

active users

Norway

A suite of accounting and payroll products for small businesses and accounting offices.

194k+

customers

Modern accounting software to run and get an overview of your business.

30k+

paying customers

54%

yearly growth on customers

Sweden

Accounting and payroll software with a high level of automation for small and medium-sized businesses.

31k+

customers

200+

integrated business apps

Versatile and reliable financial management program for accounting firms and SMEs.

10k+

customers

Finland

Accounting that meets your needs both today and in the future - regardless of industry, company size and experience with accounting.

174k+

customers

3.5k+

accountants and bookkeepers

Accounting and payroll developed for entrepreneurs and the self-employed.

41k+

paying customers

4.8/5

rating on Trustpilot

Denmark

Accounting software for Dutch and Belgian accounting offices and entrepreneurs in the SMB segment.

100k+

entrepreneurs

1.3k+

accounting offices

An international HR & Payroll platform that supports all associated processes.

1.2M+

payslips sent monthly

Simple accounting software for Dutch freelancers who want to maximize their time running their business.

150k+

customers

Netherlands

Accounting software for Dutch and Belgian accounting offices and entrepreneurs in the SMB segment.

100k+

entrepreneurs

1.3k+

accountants

Belgium

Smart management software for SMEs including accounting, payroll and small business ERP.

20k+

paying customers

4.5/5

rating on TrustPilot

New concept of tax advice. Complete digital platform for freelancers, with a great team of expert advisors behind it.

4k+

paying customers

100k+

freelancers in the platform

Spain

A universal accounting and payroll solution for companies and accountants.

5k+

customers

15k+

users

Latvia

Invoicing, accounting and inventory for solving management problems in small businesses.

84k+

customers

4M+

invoices sent monthly

Complete online accounting, payroll and invoicing package with accounting support.

2.5k+

customers

Romania

Accounting software and accountant in one package to help you run your business.

58k+

customers

4.7

rating on Google Play

Poland

Accounting and payroll for accounting programs well suited for both accountants and entrepreneurs.

70k+

customers

37k+

active users

Estonia

Accounting and invoicing software to help with small business finances.

2.6k+

customers

300+

tax advisors and bookkeepers

Austria

Innovative billing software and point of sales that adapts to your business.

30k+

customers

Portugal

Additional products for small businesses

Optimise the day-to-day of your business and inventories. Organise around customers to sell, invoice, and manage your work and products.

Better together: Visma cooperates with 1.2 million small and medium-sized businesses around Europe.

Drag